Finance Ireland Credit Solutions DAC (“Finance Ireland”) of 85 Pembroke Rd, Ballsbridge, Dublin 4 are acquiring the residential lending mortgage business of Pepper Finance Corporation (Ireland) DAC trading as Pepper Money (“Pepper Money”).

Finance Ireland is regulated by the Central Bank of Ireland and is a privately owned financial services group which was established in 2002.  It specialises in a number of financial services such as motor finance and commercial mortgages.

If you are currently applying to Pepper Money for a mortgage, this transaction has no impact on the terms and conditions of your application, or where relevant your mortgage offer, other than the fact that the mortgage will become a Finance Ireland mortgage as opposed to a Pepper Money mortgage.

If you have an existing Pepper Money mortgage, again there is no impact on the terms and conditions of your mortgage, other than the fact that it will become a Finance Ireland mortgage.  You will receive formal notification in accordance with the Consumer Protection Code 2012 in due course, with further details on the transfer including the date by which your mortgage will transfer to Finance Ireland.

Pepper Finance Corporation (Ireland) DAC trading as Pepper Asset Servicing (“Pepper”) will be retained by Finance Ireland as the servicer of your mortgage for continued administration and for related legal and regulatory purposes.

If you have any further questions on this communication, please contact the Pepper Money lending team on 1890 22 88 89.