Variable interest rates

For your main home
Loan to Value (LTV) Loan to Value Rate APRC* Annual Percentage Rate of Charge is the yearly interest that includes fees and costs paid to obtain the loan.
< 50% 3.85% 4.00%
< 60% 4.45% 4.63%
< 70% 4.50% 4.68%
< 80% 5.05% 5.25%
For buy to let properties
Loan to Value (LTV) Loan to Value Rate APRC* Annual Percentage Rate of Charge is the yearly interest that includes fees and costs paid to obtain the loan.
< 50% 5.65% 6.09%
< 70% 6.00% 6.46%
< 80% 6.25% 6.73%

Fixed interest rates – existing customers

3 Year Fixed Rates

For your main home
Loan to Value (LTV) Loan to Value Rate APRC* Annual Percentage Rate of Charge is the yearly interest that includes fees and costs paid to obtain the loan.
< 50% 4.05% 4.06%
< 60% 4.65% 4.69%
< 70% 4.70% 4.74%
< 80% 5.25% 5.32%

5 Year Fixed Rates

For your main home
Loan to Value (LTV) Loan to Value Rate APRC* Annual Percentage Rate of Charge is the yearly interest that includes fees and costs paid to obtain the loan.
< 50% 4.30% 4.22%
< 60% 4.70% 4.75%
< 70% 4.75% 4.80%
< 80% 5.30% 5.38%

*APRC = Annual Percentage Rate of Charge

 

 

Regulatory Notices

Where a variable interest rate applies to the loan:
Warning: The cost of your monthly repayments may increase.

Where a fixed interest rate applies to the loan:
Warning: You may have to pay charges if you pay off a fixed-rate loan early.